TERMS OF USE & MORTGAGE DISCLOSURES
Effective Date: October 25, 2026 • Entity: Urban First Funding Corporation (CA DRE #01123224 | NMLS #286137)
1. Verified Licensing & Regulatory Standing
Urban First Funding Corporation operates as an independent licensed California Real Estate Corporation performing mortgage brokerage services in the State of California:
- Corporate Entity: Urban First Funding Corporation | California DRE License #01123224 (Issued 10/30/1991, Active through 10/29/2027) | Corporate NMLS ID #286137
- Designated Broker / Officer & Day-to-Day Operations Lead: Maria G. Grajeda | California DRE License #01230233 | NMLS ID #291710
- Owner: Isaac Grajeda | NMLS ID #2454758 | California DRE License #02225320
- Loan Officer: Jesus Vazquez | NMLS ID #1007340
- Principal Office Address: 1055 W Avenue M, Suite 104, Lancaster, CA 93534 | Phone: (661) 729-2900 / (661) 305-7981
- Consumer Verification: You may verify our licenses anytime via the Nationwide Multistate Licensing System Consumer Access portal at https://www.nmlsconsumeraccess.org and the California Department of Real Estate at https://www.dre.ca.gov.
2. Educational Content & No Commitment to Lend
All content, program descriptions, and interactive payment calculators on UrbanFirstFundingCorp.com are provided strictly for general educational and informational purposes. Nothing on this website constitutes a commitment to lend, an offer to lock an interest rate, or a guarantee of loan approval. All mortgage loans are subject to formal borrower application, credit review, income and asset verification, property appraisal, and underwriting approval.
3. No Tax, Legal, or CPA Advice
Urban First Funding Corporation and its licensed officers do not provide tax, accounting, or legal advice. Borrowers and real estate investors should consult a qualified Certified Public Accountant (CPA) or real estate attorney regarding tax deductions, entity vesting, depreciation, or legal implications of any real estate transaction.
4. Equal Housing Opportunity
Urban First Funding Corporation conducts business in full accordance with the Federal Fair Housing Act and the Equal Credit Opportunity Act. It is illegal to discriminate against any person because of race, color, religion, sex, handicap, familial status, or national origin.